Terms of Service

1. Acceptance of Terms

By accessing or using Hammock Plan ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Hammock Plan is a retirement planning tool that provides financial projections, calculations, and AI-powered insights to help users plan for retirement. The Service is provided for informational and educational purposes only.

3. Not Financial Advice

4. No Guarantee of Results

All projections and calculations are based on assumptions and estimates. Actual results may vary significantly from projections. Past performance does not guarantee future results. The Service makes no guarantees about the accuracy, completeness, or reliability of any information provided.

5. User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate information when creating an account and to update your information as needed.

6. Subscription and Payments

Certain features require a paid subscription. Subscription fees are billed in advance on a monthly or annual basis. You may cancel your subscription at any time, but refunds are not provided for partial billing periods.

7. Limitation of Liability

To the maximum extent permitted by law, Hammock Plan and its creators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

8. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes. Your continued use of the Service after changes are posted constitutes acceptance of the modified Terms.

9. Contact

If you have any questions about these Terms, please contact us at support@hammockplan.com.